10 Trendy Old Money Outfits: How to Look Luxurious on a Budget

In the world of fashion, “old money” style evokes images of timeless elegance, understated luxury, and a certain je ne sais quoi that speaks of heritage and refinement. The appeal of old money fashion lies in its classic nature and its ability to convey sophistication without ostentation. However, achieving this look doesn’t have to come with a hefty price tag. With the right approach, you can emulate the luxurious aesthetic of old money style while staying within your budget.

Here’s how you can curate a wardrobe that exudes old money sophistication without breaking the bank:

1. The Classic Blazer

A staple of old money fashion, the classic blazer is versatile and instantly elevates any outfit. Opt for blazers in neutral tones like navy, grey, or beige, which can be paired with a variety of pieces. Look for second-hand options at thrift stores or online marketplaces. Vintage blazers often have the quality and craftsmanship that mimic high-end brands but at a fraction of the cost. Pair with well-fitted trousers or a pencil skirt for a polished look.

2. Tailored Trousers

Tailored trousers are another essential component of the old money aesthetic. They should have a refined cut and fit perfectly at the waist and hips. You don’t need to spend a fortune on designer trousers; instead, consider shopping at outlets or sales, or even visit a tailor to adjust affordable trousers to achieve the perfect fit. Classic colors such as black, charcoal, and navy are timeless and versatile.

3. High-Neck Sweaters

High-neck or turtleneck sweaters are a staple of old money style. They offer both warmth and sophistication, and can be dressed up or down depending on the occasion. Invest in a few high-quality knitwear pieces in classic colors such as ivory, camel, and navy. Opt for natural fibers like wool or cashmere for a more luxurious feel. Shopping off-season or looking for sales can help you find these pieces at more affordable prices.

4. Elegant A-Line Dresses

An A-line dress is a quintessential part of the old money wardrobe. Its flattering silhouette and timeless design make it a go-to for many occasions. Look for dresses made from high-quality fabrics such as silk or cotton blends. You don’t need to buy new; vintage and second-hand stores often have beautiful dresses that are in excellent condition. Choose dresses in classic colors and patterns like stripes or polka dots for a chic and sophisticated look.

5. Statement Accessories

Accessories can make or break an outfit, and for old money style, the key is to choose pieces that are classic and understated. Opt for simple pearl earrings, leather belts, and silk scarves. These items add a touch of elegance without drawing too much attention. You can often find high-quality, affordable accessories at vintage shops or online resale sites. Look for pieces with a classic design and durable construction.

6. Button-Down Shirts

A crisp, button-down shirt is a must-have in any old money wardrobe. Choose shirts made from high-quality cotton or linen for a luxurious feel. Stick to classic colors like white, light blue, or soft pastel shades. To save money, consider shopping at discount retailers or outlet stores, where you can often find shirts from reputable brands at lower prices. Make sure the fit is perfect; a well-fitting shirt can significantly enhance your overall appearance.

7. Classic Trench Coats

A trench coat is a timeless outerwear piece that exudes sophistication. Look for a classic style in a neutral color such as beige, navy, or black. While new trench coats from high-end brands can be expensive, vintage shops and online second-hand stores often have beautiful, well-made options. Pay attention to the quality of the fabric and the fit to ensure you’re getting a piece that will look elegant and last for years.

8. Simple Leather Flats

Leather flats are a versatile and stylish choice that fits well within the old money aesthetic. Opt for classic designs like ballet flats or loafers in neutral colors. While high-end designer shoes can be pricey, there are many affordable brands that offer stylish leather options. Look for sales or consider shopping second-hand to find quality shoes at a lower price.

9. Tailored Suits

A well-tailored suit is the epitome of old money style. While bespoke suits can be expensive, off-the-rack options that are tailored to fit you can be a great budget-friendly alternative. Look for suits in classic colors and patterns, such as pinstripes or houndstooth. Sales and outlet stores can offer significant savings on suits that can be adjusted to fit you perfectly.

10. Vintage Finds

Shopping vintage is an excellent way to achieve an old money look without spending a fortune. Many vintage pieces are of high quality and have a timeless appeal. Look for items like tweed jackets, wool skirts, and silk blouses. When shopping vintage, focus on pieces with classic cuts and fabrics, and pay attention to the condition of the items. You may be surprised at the quality and style you can find for a fraction of the cost of new, high-end clothing.

Final Thoughts

Achieving an old money look is all about embracing timeless styles and focusing on quality over quantity. By shopping smartly and making thoughtful choices, you can create a wardrobe that reflects sophistication and elegance without the need for a lavish budget. Remember, the essence of old money style lies in its understated charm and the ability to project confidence and poise. With these tips, you can achieve that coveted look while staying financially savvy.